Every group you cover, placed by what it costs you today and by how fast its members are actually aging.
Circle size is covered lives. Click any group to open it below.
Same members, two views. Switch between them.
High-cost claimants run about 1% of members at a $100k threshold and drive roughly a third of employer spend (Mercer, 2025). Counts shown are illustrative of a 144-member sample.
Left: where each group sits on claims today. Right: where it sits once you account for how fast its members are aging.
Care management, outreach and renewal scrutiny are finite. They get allocated down a ranked book, and the ranking is built from what each group already cost. Anything moving up this chart is a group receiving the attention its past earned, not the attention its next twelve months will need.
If a forward measure on your book is worth something, the time to shape it is now.
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